The MPesa Paybill service continues to simplify cash collection for businesses and organizations by enabling seamless, secure, and timely payments from customers. As we move into 2025, Safaricom has revised its Paybill transaction charges, making it essential for users to stay updated on the costs associated with various payment ranges.
Below is a detailed breakdown of the MPesa Paybill transaction charges for 2025–2026:
MPesa Paybill Transaction Charges (2025)
| Transaction Amount (KSH) | Charges (KSH) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights of MPesa Paybill Charges
- Low-Cost Transactions for Smaller Amounts
- Transactions between KSH 1 and KSH 100 incur no charges, encouraging financial inclusion for low-value payments.
- Standardized Fees for Large Transactions
- Payments above KSH 50,001 incur a flat rate of KSH 108, making high-value transactions predictable and manageable.
- Scalable Charges for Mid-Range Transactions
- Charges increase incrementally for amounts between KSH 101 and KSH 50,000, ensuring fairness for various payment sizes.
Why Use MPesa Paybill?
- Ease of Use: Customers can pay from anywhere, anytime, with just a few clicks.
- Secure Payments: Transactions are encrypted, ensuring safety for both businesses and customers.
- Efficiency: Instant notifications ensure timely updates on payments received.
- Customizable: Businesses can easily integrate MPesa Paybill with their operations.
Conclusion
The revised MPesa Paybill charges for 2025–2026 reflect Safaricom’s commitment to providing affordable, scalable, and secure payment solutions. Whether you’re a business owner or a customer, staying informed about these charges ensures transparency and financial efficiency in your transactions.
